There are so many credit cards out there in the market today. Confused on how to compare offers and find a card that's right for you?
Research from Charles Schwab Bank found that interest rates and rewards are some of the most important factors consumers look for in a credit card. With the number of credit card offers most individuals receive, it�s important to look at all aspects of an offer. Thomas Knobloch, Vice President for Lending Products at Schwab Bank:
�Interest rates are obviously an important component of any credit card. But with interest rates expected to rise over the next several months, there are other factors that consumers need to consider. It's important to look at all the credit card features and benefits to determine if the offering best meets your needs. Obviously, everything from the flexibility of the rewards program and redemption options, to the range of buyer protection services, to the amount of annual fees need to be considered. Odds are, you may discover that your current credit card may not have a comprehensive range of features that put your best "interests" first.�
The key is to look carefully at the whole picture and find the card that best fits your needs.
Those are some great tips to keep in mind when choosing a credit card. Choose your credit card wisely.
Charles Schwab Bank, N.A., member F-D-I-C and equal housing lender.
